Providing professional care of any kind means providing life assistance for those who absolutely need the support, and this presents a challenging spectrum of risks. No matter what risks your business might face, appropriate insurance cover from an efficient provider is a vital step to ensuring you and your team are in safe hands - for the long term.

Working with the elderly and vulnerable requires a certain responsibility and duty of care unlike any other sector. Appropriate insurance cover must offer adequate protection in the event of unforeseen circumstances that might lead to loss or injury on any scale. Protection for both your residents and your workforce is necessary to protect your organisation and its reputation.

MANNINGUK includes a team which specialises in Care Sector Insurance. They are equipped to understand your operational circumstances, any potential risks involved, the level and types of cover required to adhere to strict legislation, and to ensure that in the event the unfortunate does occur, suitable protection is in place with support ready to act.

Identifying and protecting against risk in the Care Sector.

There are many risks involved in care. These should be identified through a clear and thorough understanding of your business, in order to tailor a scheme suitable to cover the risks applicable to your business. A few of the more general risks involved across the sector include:

  • The likelihood of erratic or unpredictable behaviour causing harm to patients and / or staff
  • Significant damage to or theft of specialist (and often expensive) equipment
  • Legal proceedings initiated by families seeking justice and / or compensation as a result of patient or employee actions (eg: assault or injury, loss of life, negligence or malpractice).
  • Legal proceedings initiated by employees as a result of physical injury, mental trauma and / or loss of earnings.

This is a just basic view of the risks. For a more informed perspective and to access the appropriate cover required to meet your business needs, talk to us. We can assign a member of our specialist team to guide you through the process required to ensure that you are protected, both legally and financially, in the event that cover becomes necessary.

No matter how quickly you may one day be required to counteract the unforeseen, MANNINGUK will always be a safe and solid first point of call.

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Tel: +44 (0)1491 578 759 Fax: +44 (0) 1491 577 123 MANNINGUK is the trading name of A Manning UK Limited. Registered Office Address: 73A Reading Road, Henley-on-Thames, Oxfordshire. RG9 1AX. Registered Number 1807814. Authorised and Regulated by the Financial Conduct Authority. To verify see www.fca.org.uk under FCA reference number: 302687.

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